TGB’s Financial Performance for 2025-26 FY
Agartala May 2: Tripura Gramin Bank (TGB) reported a landmark financial performance for FY 2025–26, with net profit surging 76% to ₹184.84 crore. Chairman Satyendra Singh announced in Agartala that the bank achieved a zero per cent Net NPA and total business exceeding ₹15,422 crore, thereby solidifying its role in rural development across Northeast India.
Quick Glance: Key Highlights
- Record Profitability: Net profit rose by 76% to reach ₹184.84 crore.
- Elite Asset Quality: Net NPA maintained at 0% with a CRAR of 28.58%.
- Rural Outreach: Priority sector lending touched ₹3,499.81 crore (77.22% of total advances).
- Network Strength: Expansion to 150 branches and 487 Business Correspondent points across Tripura.
TGB Posts Robust Growth, Zero Net NPA in FY 2025-26
Tripura Gramin Bank (TGB) continues to redefine the landscape of rural banking in North East India. During a press conference held in Agartala on Saturday, TGB Chairman Satyendra Singh unveiled the bank’s annual performance highlights, showcasing a trajectory of aggressive growth and unmatched financial stability.
“With the active cooperation of the citizens of Tripura, tech-savvy young Bank staffs and Bank’s diversification initiatives, the TGB continues to thrive. With CRAR at 28.58% and Net NPA at zero, the Bank enters FY 2026-27 with substantial firepower to lean further into priority sector and advances growth”, Singh said.
Since its inception in 1976 with just four branches, TGB has evolved into a financial powerhouse. Today, it operates 150 branches and 12 ultra-small branches, maintaining a presence in every district of Tripura. This journey from a modest business of ₹4.52 lakh to a massive ₹15,422 crore enterprise underscores the bank’s deep-rooted commitment to the state’s socio-economic fabric.
Financial Performance at a Glance (FY 2025-26)
The following table highlights the significant year-on-year growth and stability metrics recorded by the bank:
| Metric | Achievement (FY 2025-26) | Growth / Status |
| Total Business | ₹15,422 Crore | 9.49% YoY Growth |
| Total Deposits | ₹10,889 Crore | Sustained Confidence |
| Net Profit | ₹184.84 Crore | 76% Increase |
| Operating Profit | ₹236.10 Crore | Strong Performance |
| Net NPA | 0.00% | Industry-Leading Quality |
| CRAR (Capital Adequacy) | 28.58% | Well above 9% Norm |
| C/D Ratio | 41.62% | Improved from 39.93% |
Strategic Advances in Priority Sector Lending
A cornerstone of TGB’s success is its focus on the “Priority Sector.” The bank’s lending in this category reached ₹3,499.81 crore, representing 77.22% of total advances—far exceeding the regulatory requirements. Agriculture and allied sectors alone received ₹1,119.05 crore in credit.
The bank’s support for rural livelihoods is evidenced by:
- Kisan Credit Cards (KCC): 29,661 loans worth ₹125.56 crore.
- Self-Help Groups (SHGs): Financing for 16,360 groups totaling ₹722.35 crore.
- Mudra Loans: 12,504 sanctions worth ₹229.99 crore to fuel micro-entrepreneurship.
Digital Transformation and Modern Infrastructure
To stay competitive, TGB is leaning heavily into “Tech-savvy” banking. The Chairman highlighted the introduction of e-Bank Guarantees and a co-branded credit card in partnership with Punjab National Bank (PNB). The rollout of e-lobbies and enhanced mobile banking features ensures that rural customers have access to the same digital conveniences as urban dwellers.
Safety has also been prioritized through the implementation of the Aadhaar Data Vault, ensuring the highest standards of data security for the bank’s growing customer base.
Driving Financial Inclusion in Tripura
TGB remains a pivotal player in government-led social security initiatives. The bank has successfully opened over 5.39 lakh Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts. Enrollment in insurance and pension schemes has seen massive participation:
- PM Suraksha Bima Yojana:58 lakh enrollments.
- PM Jeevan Jyoti Bima Yojana:73 lakh enrollments.
- Atal Pension Yojana:89 lakh enrollments.
The bank’s efforts have earned national recognition, including securing top rank among Regional Rural Banks in Atal Pension Yojana (APY) campaigns, multiple excellence awards, and the prestigious SKOCH Award 2025 for innovative practices.
Chairman of the Bank Satyendra Singh said, Tripura Gramin Bank remains dedicated to serving farmers, women, youth, and small entrepreneurs, positioning itself as a people-centric and future-ready institution aligned with the vision of a self-reliant and developed Tripura.
People Also Ask (FAQ)
Q1: What is the current Net NPA of Tripura Gramin Bank?
As of the FY 2025-26 annual report, Tripura Gramin Bank has successfully maintained a Net NPA of 0%, reflecting exceptional loan recovery and asset management.
Q2: How many branches does Tripura Gramin Bank have?
TGB currently operates 150 branches and 12 ultra-small branches across all eight districts of Tripura, supported by 487 Business Correspondent points.
Q3: What was the profit growth of TGB in 2026?
The bank recorded a significant 76% surge in net profit, reaching ₹184.84 crore for the financial year ending March 2026.