Tripura Gramin Bank sees 275pc Net Profit surge as the Bank surpasses Rs 14,000 crore in business by March 2025. TGB is playing role in boosting agriculture, MSMEs, and rural development in the State. Know about TGB’s financial achievements, digital innovations, and commitment to financial inclusion.
Agartala, May 9, 2025 – Tripura Gramin Bank (TGB) continues to focus on agriculture and MSME sectors aiming to improve the socio-economic condition of rural areas of the State, said the Chairman of the Bank.
Satyendra Singh, the bank’s Chairman said, Tripura Gramin Bank (TGB) has marked a significant achievement, surpassing Rs 14,000 crore in total business by March 31, 2025, according to Satyendra Singh, the bank’s Chairman.
During a press conference on Friday, Singh outlined TGB’s financial accomplishments for the 2024-25 fiscal year and highlighted its efforts in fostering entrepreneurial initiatives.
The bank recorded a total business of Rs 14,085.14 crore, comprising Rs 10,066 crore in deposits and Rs 4,019.14 crore in advances.
It posted a net profit of Rs 104.91 crore and an operating profit of Rs 191 crore.
TGB’s business growth accelerated to 13.60% in 2024-25, a notable improvement from 9.99% in 2023 and 7.03% in 2022, reflecting its steady upward momentum.
Currently, TGB serves all eight districts of Tripura through a network of 150 branches, 12 ultra-small branches, and three regional offices in Agartala, Udaipur, and Kailasahar.
Singh emphasized the bank’s strong performance across key metrics for the 2024-25 fiscal year. Deposits in TGB grew by 14.38% year-on-year, while advances increased by 11.71%. However, the Credit-Deposit (CD) ratio slightly dipped from 40.88% to 39.93%.
The bank’s diversification strategy yielded Rs 1.76 crore in commission income from third-party products and Rs 19.67 crore from capital gains and trading activities. Interest income from investments rose by 10.89% to Rs 470.57 crore.
These efforts drove a 24.80% increase in operating profit and an impressive 275.75% surge in net profit compared to the previous year.
TGB also enhanced its asset quality, reducing Gross Non-Performing Assets (NPAs) to Rs 157.06 crore, with the NPA ratio falling from 4.69% to 3.91%. Remarkably, the bank achieved a Net NPA of zero, underscoring its robust credit management practices.
Singh noted that per-branch business reached Rs 93.90 crore, while per-employee business stood at Rs 15.56 crore.
He pointed out the bank’s workforce grew slightly, from 888 to 903 employees, as of March 31, 2025.
The Capital to Risk Asset Ratio (CRAR) remained strong at 24.50%, far exceeding Basel III regulatory requirements.
TGB has been a frontrunner in implementing government-backed lending programs, including the PMEGP, Swablamban, and SHG Bank Linkage under the Deendayal Antyodaya Yojana.
The bank also facilitated the formation of Joint Liability Groups (JLGs) and supported community initiatives, contributing to the Chief Minister’s Relief Fund and CSR activities for orphanages and elderly care homes.
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On the digital front, TGB expanded its reach by onboarding 37 new Business Correspondent agents, bringing its total to 476 BC points, including 98 active BC Sakhis.
Additionally, the bank launched two solar-powered “TGB on Wheels” vans to deliver banking services to remote regions.
TGB’s stellar performance earned it top honors at the APY 2024-25 campaign, including first place in the APY Olympics and several other national awards.
Tripura Gramin Bank plays a pivotal role in fostering financial literacy and promoting entrepreneurship and self-employment in rural areas through flagship programs like KCC, SHG, PMEGP, and Swabalamban, Singh said.

With a focus on economic activities in Tripura, Tripura Gramin Bank continues to empower youth, farmers, small entrepreneurs, and senior citizens while driving financial independence and rural development.
The bank has extended credit to various agencies, including NRLM, NULM, MUDRA, and Stand UP India.
In closing, Singh reaffirmed TGB’s commitment to financial excellence, digital innovation, and social impact, positioning it as a leading regional rural bank dedicated to inclusive development and customer-focused progress in Tripura.