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শেয়ার বাজার 1

Lakshmi Puri by Lakshmi Puri
August 16, 2015
in Share Market
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কোন পথে যে চলি, তা-ই ভেবে ভেবে আকূল। আয়ের পরিমাণ বছরে ১.৫ লাখ টাকার লক্ষ্মণ রেখা পেরিয়ে গেছে। কর দিতে হবে। প্রযুক্তির দৌড় এতটাই, কর ফাঁকি দেওয়া খুব রিস্কি। অবশ্য ফাঁকি না দিয়েও কর সেভ করার উপায় আছে। জাতীয় সঞ্চয় সার্টিফিকেট (এন এস সি), প্রবীণ নাগরিক সঞ্চয় প্রকল্প. জীবনবিমার প্রিমিয়াম, পোষ্ট অফিসে ৫ বছর মেয়াদি সঞ্চয় ইত্যাদির মাধ্যমে অনেকেই কর সেভ করেন। এগুলি নিশ্চিত ও ফিক্সড রিটার্ণ দেয়। মুদ্রাষ্ফীতির কথা মাথায় রাখলে অবশ্য এইসব সঞ্চয়গুলির রিটার্ণ মোটেই আকর্ষণীয় নয়। বিভিন্ন জীবন বিমা ও স্বাস্থ্য বিমা সংস্থাও আজকাল লোভনীয় অফার নিয়ে হাজির। এগুলিতে টাকা রাখলে, কর ছাড় পাওয়া যায়, আবার ভবিষ্যতও কিছুটা নিশ্চিত থাকে। ফিক্সড রিটার্ণ ও বিমা ছাড়া ইদানিং লোকমুখে খুব আলোচিত হচ্ছে, একটু ঝুঁকি নিয়ে বিনিয়োগের রাস্তায় হাঁটা।

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